Privacy Policy - MY Wallet AI

Effective Date: October 31, 2025

- MY Wallet AI is a fully offline personal finance tracker designed to help you manage your daily expenses, incomes, budgets, and financial goals safely and privately. We do not collect, store, or share any personal or financial data. All your information remains on your device and is never transmitted to our servers or third parties.

1. Offline-First Design

All features of MY Wallet AI work entirely offline. This means:

Your transactions, budgets, and financial data stay completely on your device.
No internet connection is required to use the app or access your data.
All calculations, summaries, and reports are done locally on your device.

2. Data Security & User Control

Even though - MY Wallet AI does not transmit your data, we encourage users to protect their device with standard security practices such as passcodes, biometric locks, or device encryption. You have full control over your data:

You can create, edit, or delete any transactions and budgets at any time.
You can export or backup your data locally if needed.
No data is shared or synchronized with any cloud service unless you do it manually using your device.

3. Transparency

We believe privacy and transparency go hand-in-hand. Wallet does not include any tracking, analytics, advertising, or hidden data collection. Your usage of the app is completely private.

4. Children’s Privacy

MY Wallet AI is suitable for general audiences. Since the app does not collect any data, it is safe for children to use under parental guidance. We do not knowingly collect any information from users under the age of 13.

5. Updates to This Privacy Policy

We may update this Privacy Policy if changes are made to app functionality or if legal requirements change. Updates will be posted here with the effective date clearly stated. Since the app does not collect data, updates are mainly for transparency purposes.

6. Contact Us

If you have any questions or concerns about this Privacy Policy or Wallet’s offline features, please contact us at support@walletapp.com.

7. Summary

MY Wallet AI is fully offline, fully private, and fully under your control. You can confidently track your finances without worrying about data collection, sharing, or privacy risks.